Borrow Without the Bank – Fast, Flexible Funding for Aussie and Kiwi Businesses

Get the financing you need, when you need it — without the banks, red tape, or delays.

APPLY NOW & GET A $200 HOTEL SAVINGS CARD

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Business Funding Made Simple — No Banks. No Hassles

When the banks say no or take too long, NoBnk says YES — quickly and fairly. We help Australian and New Zealand businesses secure fast, flexible financing without the traditional headaches. Whether you're growing, overcoming a challenge, or seizing a new opportunity, NoBnk is your trusted funding partner.

📌Unsecured Business Loans

📌 Debtor & Trade Finance Solutions

📌 Real Estate and Development Finance

📌 Equipment Finance

📌 Private Lending

About NoBnk

At NoBnk, we believe business owners deserve better than long waits, confusing processes, and rigid bank policies. Founded to cut through the noise, NoBnk provides businesses across Australia and New Zealand with alternative financing that is fast, flexible, and fair. We offer tailored funding solutions designed to help you grow, solve cash flow challenges, or take the next big step. From unsecured business loans to real estate and development finance, we stand by our clients through every stage of their journey. Our success is built on referrals and the trust of thousands of thriving businesses we've helped over the years. At NoBnk, your success is our mission.

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Our Funding Solutions

Unsecured Business Loans

Get capital injections of up to $500k into your business, based on your current monthly turnover. This money can be used in a variety of ways, from purchasing new equipment to paying off ATO debt.

Debtor Finance Solutions

NoBnk understands the pain businesses are facing right now. We also know just how hard it can be in reality to secure decent credit facilities. Avoid normal lending assessments and long waitlists.

Trade/Debtor Finance

Collect part of your invoice value today. Get trade finance features, along with options for funding based on future cash flow from larger contracts, and most don't even require any real estate security.

Real Estate Finance

Get help with your commercial property purchase or refinance. Whether it is a small office, a factory unit or a large commercial building we have the right non-bank solution for you.

Equipment Finance

Cover the costs of purchasing equipment you need for your business with access to the best non-bank lenders across Australia, whether it's simple office supplies or large-scale machinery.

Development Finance

Find the right non-bank finance product for your project. We have access to 2nd tier and private lending sources that specialize in development finance whether you are building 1 or 50 townhouses.

Testimonials

Luke

Having working alongside Paul NoBNK for the last couple years, I have never met any other broker as knowledgeable and professional as Paul. He has the ability to foresee and strategically plan to give clients a solution in reaching their finance goals. He's expertise across the finance sector is second to non and has a solution for all clients in all situations and walk of life. NoBnk truly holds the clients best interest at heart. Highly recommended!!

Rosa

I would highly Recommend Paul at NoBnk Finance I also recommend him to my fellow brokers if Paul cannot find a good solution for their Commercial deals no one can. Great Service!! Great Outcomes for our clients

Joshua

Paul is a wizard when it comes to looking at a different way that you can do finance, which is especially critical in today's financial climate. He's all about being a game-changer and doing things better rather than just doing the same as everybody else

Our Travel Partner Is Now Providing You A FREE Hotel Savings Card When You Complete Your Loan Application

The Hotel Savings Card will provide you with cash credits to be applied to your next getaway!

Apply Now and you shall receive the benefit of Travel Agency Wholesale rates for your next family getaway.

WHAT IS HOTEL SAVINGS CARD EXACTLY?

  • Its similar to a gift card for booking hotel stays EXCEPT that it can only cover a portion of the stay (usually 10-50% off the lowest online price, depending on the hotel and length of stay)

  • They are valid at over 1 million hotels & resorts worldwide with no blackout dates and no expiration date. So whether you use it for last-minute business travel or planning your next vacation you will save big.

  • If you don't save the entire face value of the hotel savings card on one booking you will have a cash credit balance available for your next hotel booking that never expires.

FAQs

Your Questions Answered: Quick Insights on DFY's Financial Services

Who can apply for funding through NoBnk?

We work with businesses of all sizes across Australia and New Zealand. Whether you're a startup or an established company, we have options for you.

How fast can I get funding?

Many clients are approved within 24-48 hours after submitting required documents.

How are NoBnk's fees structured?

We are fully transparent. You’ll know all costs upfront—no hidden fees or surprises.

Can you get me a loan if I have ATO debt?

Yes. We have access to facilities that can assist you even if you have ATO debt.

​Do I need to have my latest tax returns/financials?

No. Many of our products do not require your latest tax returns. We only need to see your business banking statements.

Do I have to put up my house as security?

No. There are facilities that we can obtain that are not secured by your home.